Equipment Financing for Your Business
Finance the machinery, vehicles, and technology your business needs to grow. Loans from $10,000 to $10M+ with flexible terms up to 84 months. Get approved without tying up your working capital.
How It Works
From application to funded in as little as 24–72 hours.
Apply in Minutes
Complete our simple online application with basic business and equipment information. No lengthy paperwork or hard credit pull to get started.
Get Matched with Lenders
We compare offers from 50+ lending partners to find the best rates and terms for your specific situation and equipment type.
Receive Funding in 24–72 Hours
Once approved and documents are signed, funds are typically sent directly to the equipment vendor within one to three business days.
What We Finance
If your business depends on it, we can likely finance it.
Don't see your equipment type? Contact us — we finance a wide variety of business assets.
Why Choose Equipment Financing?
Equipment financing lets you own your assets from day one while spreading the cost over time. Unlike leasing, you build equity and aren't restricted by usage limits or return conditions.
- Preserve working capital for payroll, inventory, and operations
- Section 179 tax deduction — deduct the full purchase price in year one
- 100% financing available — no down payment required for qualified borrowers
- Fixed monthly payments make budgeting predictable
- Build business credit with every on-time payment
- Equipment serves as its own collateral — no real estate required
Quick Program Snapshot
Frequently Asked Questions
Common questions about equipment financing answered.
What credit score do I need for equipment financing?
Most equipment financing programs require a minimum credit score of 620. However, we work with lenders who serve borrowers across the credit spectrum. Strong business revenue and time in business can offset lower personal credit scores in many cases.
How is equipment financing different from equipment leasing?
With equipment financing (a loan), you own the equipment outright once the loan is paid off. Monthly payments are typically higher than leasing, but you build equity and can sell or trade the asset. Leasing means you use the equipment without owning it, often with lower payments and the option to upgrade at lease end.
Can a startup get equipment financing?
Yes, though terms may differ. Startups under two years old often need a stronger personal credit score (680+) and may be asked for a larger down payment (10–20%). Some lenders specialize in startup equipment loans — we can match you with the right partner.
What documents are required to apply?
Basic requirements include a completed application, 3–6 months of business bank statements, and an equipment quote or invoice. Larger loan amounts may require business tax returns, financial statements, or additional documentation.
Ready to Get Funded?
Fill out the form below and a financing specialist will be in touch within one business day.
Get Your Equipment Financing Quote
No obligation. Your information is never sold.